Financialization

The short definition of the financialization of housing is when housing is used as a place to park, grow, leverage, or hide big money. Contained within that definition is a host of financial tools and structural changes in housing and financial markets, whereby housing is treated as a commodity. The problems brought about by this behavior are multi-faceted and far-reaching. The exact impact varies in each country depending on the laws and policies in place, making it sometimes difficult to recognize the effects of financialization.

The Shift has created a number of resources outlining the effects of financialization, detailing the ways it is worsening the global housing crisis, and what steps governments can take to better protect their citizens from powerful financial actors whose primary objective is to make a profit. We have also directly corresponded with some of the largest perpetrators of this behavior, urging them to consider the long-term impacts of their business practices. As we produce more resources on the subject, we will continue to share them with the world.

If you would like to collaborate with The Shift, or work with us as consultants on financialization and the right to housing, please reach out to us at info@maketheshift.org

Protecting housing from financialization & building back better

Protecting housing from financialization & building back better

Global Director of The Shift and UN Special Rapporteur on the right to adequate housing Leilani Farha shares her recommendations for governments to protect the right to adequate housing from financialization in order to build back better after the ongoing COVID-19 pandemic. Download the Guidance Note for Protecting Housing from Financialization & Building Back Better...
Protecting renters and mortgage payers

Protecting renters and mortgage payers

 Global Director of The Shift and UN Special Rapporteur on the right to adequate housing Leilani Farha shares her recommendations for governments to protect the right to adequate housing for renters and mortgage payers as part of their response to the ongoing COVID-19 pandemic. Download the Guidance Note for Protecting Renters and Mortgage Payers...
Protecting residents of informal settlements

Protecting residents of informal settlements

 Global Director of The Shift and UN Special Rapporteur on the right to adequate housing Leilani Farha shares her recommendations for governments to protect the right to adequate housing for persons living in informal settlements as part of their response to the ongoing COVID-19 pandemic. Download the Guidance Note for Protecting Residents of Informal...
Protection for those living in homelessness

Protection for those living in homelessness

 Global Director of The Shift and UN Special Rapporteur on the right to adequate housing Leilani Farha shares her recommendations for governments to protect the Right to Adequate Housing for persons living in homelessness as part of their response to the ongoing COVID-19 pandemic. Download the Guidance Note Protection for those living in Homelessness...
Prohibition on evictions

Prohibition on evictions

Global Director of The Shift and UN Special Rapporteur on the right to adequate housing Leilani Farha shares her recommendations for governments to protect the right to adequate housing by prohibiting evictions as part of their response to the ongoing COVID-19 pandemic. Download the Guidance Note for Prohibiting Evictions below.

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